Profit before tax (PBT) climbed 37.27% to Rs 2,007.38 crore in Q3 FY26, compared with Rs 1,462.31 crore posted in Q3 FY25.
Net interest income (NII) grew 16.27% to Rs 3,422 crore during the quarter ended 31 December 2025 compared with Rs 2,943 crore recorded in corresponding quarter last year. Net interest margin stood at 3.87% as on 31 December 2025
Operating profit rose 18.78% year-on-year to Rs 2,736 crore in Q3 FY26, compared with Rs 2,303 crore in Q3 FY25.
Provision & contingencies other than taxes declined by 13.38% to Rs 728.19 crore in Q3 FY26 from Rs 840.7 crore in Q3 FY25.
On a year-on-year basis, gross NPAs declined to 1.60% as of 31 December 2025, from 1.80% as of 31 December 2024, while net NPAs fell to 0.15% in Q3 FY26 from 0.20% a year ago.
The provision coverage ratio improved to 98.41% in Q3 FY26, compared with 98.28% in the year-ago period. The bank said it held cumulative Covid-19 provisions of Rs 1,200 crore as of 31 December 2025.
On a year-on-year basis, total business grew 17.24% to Rs 5,95,163 crore, driven by a 15.29% rise in total deposits to Rs 3,21,661 crore and a 19.62% increase in global advances to Rs 2,73,502 crore.
The bank's RAM (retail, agriculture and MSME) business expanded 20.26%, while retail advances surged 36.40% compared with the year-ago period.
As of 31 December 2025, the total Basel III capital adequacy ratio stood at 17.06%, with the Common Equity Tier 1 (CET1) ratio at 13.10%.
On a year-on-year basis, the cost-to-income ratio improved to 37.19% in Q3 FY26 from 38.27% in Q3 FY25.
Return on assets (ROA) rose to 1.86% in Q3 FY26 from 1.78% in Q3 FY25, while return on equity (ROE) improved to 23.79% in Q3 FY26 from 22.36% in the year-ago quarter.
The board of directors has approved an interim dividend of 10%, amounting to Rs 1 per equity share of face value Rs 10, for FY 2025'26 (nine months), within the limits prescribed by the RBI.
Bank of Maharashtra is engaged in providing banking services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other banking operations.
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Valued Customer,
BOB Capital Markets Limited (BOBCaps) is firmly committed to the safety of your wealth. We would like to bring to your notice certain precautions that you certainly must take against potential tele-fraudsters/ unscrupulous and unregistered portfolio managers:
ALWAYS AVOID
We would like to caution you against such fraudulent calls and SMSes and urge you to be alert. Follow the golden rule:
Do not share your Login Credentials or Passwords with anybody
BOBCaps employees / representatives never ask for your password.
Certain tele-fraudsters / unscrupulous and unregistered portfolio managers call customers or SMS them on the pretext of providing investment tips and lure them to invest through their bogus firms by promising huge profits.
Such deceitful callers ask the customer to share his/her login credentials with passwords to allow trading in their accounts, assuring huge returns.
Often trades done in the customer’s accounts are far from the best interest of the customers. Holdings of customers are often sold and with the funds, trades are then placed in illiquid securities at unrealistic prices.
At times, the holdings of customers are sold at prices detrimental to the customer. The so-called “portfolio manager” assures profits, which naturally does not materialize. Customers are deceived into providing access to their trading accounts, thereby allowing such fraudsters access to funds and securities available to execute trades, injurious to the customer’s interest.
In our continuous effort to keep you safeguard from the market related frauds and increase awareness while conducting trades, we request you to go through the Press Release issued by the NSE and would request you to ensure that you do not engage with the individuals and entities mentioned below: