Definitions for the terms & conditions of the offer:

•Referrer(s) for the purpose of this program shall mean an existing client or prospects of BARODAetrade or employee of Bank of Baroda group (ex-bobcaps), referred a Referee for opening his/her Demat account with BARODAetrade.

•Referee(s), for the purposes of this offer shall be the individual who has been referred for opening his/her Demat account with BARODAetrade by the Referrer. Referee should be a Resident Individual of India only Friend/family/colleague refers to Referee

•Referral Program shall mean the online platform under which the Referrer(s) shall refer the Referee(s) for opening his/her demat account with BARODAetrade.

•Gift shall mean the gift/voucher that is available under each individual Offer. The same is subject to the discretion of the specific product/service teams that initiate Offers on the online platform of the Referral Program.

Terms & Conditions:

•In case a person is referred by more than 1 referrer, Referral will get attributed to referrer whose invite the referee has clicked upons

•In the event of a dispute, BARODAetrade shall have the sole and final discretion in deciding the first Referrer

•This offer is for an existing client or prospects of BARODAetrade or for employees of Bank of Baroda group referred a Referee for opening his/her Demat account with BARODAetrade.

• Once the person/s referred by the referrer/s completes all the formalities of demat account with BARODAetrade; only then will the referrer/s be entitled for the reward /voucher

• In case of any grievance/concerns raised by any reference; referrer will be liable and responsible for sharing the details without referee’s consent

• The Referrer confirms having obtained the consent of the person referred for providing his/her details to BARODAetrade

• BARODAetrade at its sole discretion, will contact the Referees, if needed for individual Offers of products and services by them.

• Baroda Etrade at its sole discretion, will contact the Referees, if needed for individual Offers of products and services by them.

• These terms and conditions applicable to Referral Program are in addition to and not in derogation of the terms and conditions as may be applicable to the products/services being made available to the Referrer(s)/Referee(s) by BARODAetrade

• The participation in the program is entirely voluntary and it is understood, that the participation by the Referrer shall be deemed to have been made on a voluntary basis..

• BARODAetrade is not responsible for the expiry of the vouchers.

• BARODAetrade reserves the right to modify/change all or any of the Terms and Conditions applicable to the Offer without assigning any reasons or without any prior intimation whatsoever. BARODAetrade also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever.

• The offers under this referral program cannot be clubbed with any other offer, offered by BARODAetrade.

• The Referrer who has provided a reference shall not be entitled to any reward under the Referral Program, if the details provided of such references are incomplete or incorrect or invalid..

• Once the person/s referred by the referrer/s completes all the formalities of Demat account opening only then will the referrer/s be entitled for the reward/voucher.

• Notwithstanding anything contained herein, BARODAetrade reserves the right at any time at its absolute discretion without prior notice to vary, withdraw, cancel, or invalidate the Referral Program, without having to give a reason thereof, and without compensation whatsoever. Further, BARODAetrade has the discretion to reject any claim in the event of irregularity, discrepancy, or dispute, and its decision shall be final, conclusive and binding.

• Demat account is opened with CDSL DP under the name of BARODAetrade.